What €80,000 gross a year actually pays after Dutch tax in 2026 — calculated with and without the 30% ruling.
These figures come straight from Pravasi's 2026 Dutch tax engine — Box 1 income tax, the general and labour tax credits, and 8% holiday pay (vakantiegeld). The two columns show the same €80,000 salary taxed in full, and — if you are eligible — with the 30% ruling applied. Whether this salary qualifies is spelled out just below the table.
| Without 30% ruling | With 30% ruling (if eligible) | |
|---|---|---|
| Gross annual salary | €80,000 | €80,000 |
| Taxable income | €80,000 | €56,000 |
| Income tax (after credits) | €26,087 | €13,888 |
| Net annual salary | €53,913 | €66,112 |
| Net monthly salary | €4,493 | €5,509 |
| + Holiday pay / month | €533 | €533 |
| Take-home / month (incl. holiday pay) | €5,026 | €6,043 |
| Effective tax rate | 32.6% | 17.4% |
Good news: at €80,000 gross, the 70% that stays taxable clears the €48,013 taxable-salary minimum, so the 30% ruling is available — the right-hand column is the one most skilled migrants will see.
The same €80,000 salary buys very different lives across the Netherlands. The table below shows monthly take-home against typical living costs for a single person, with the 30% ruling applied, ordered most affordable first.
| City | Take-home / mo | Living costs / mo | Left to save / mo |
|---|---|---|---|
| Delft | €6,043 | €2,278 | €3,765 |
| Eindhoven | €6,043 | €2,283 | €3,760 |
| Rotterdam | €6,043 | €2,454 | €3,589 |
| The Hague | €6,043 | €2,560 | €3,483 |
| Utrecht | €6,043 | €2,655 | €3,388 |
| Amsterdam | €6,043 | €2,993 | €3,050 |
Living costs assume a single person renting a one-bedroom flat, with no money sent home. A family, a partner or regular remittances will change the picture — the calculator lets you set all of those.
This is a senior or specialist-level salary, comfortably past the roughly €68,600 gross the standard 30% ruling requires. The ruling is worth a large amount at this income, and take-home is strong across every Dutch city. The main variable becomes lifestyle and housing choices rather than whether the move adds up.